CBK rate moves, USD/KES swings, fuel and unga prices, and CBK/KRA/SHIF/SHA circulars all hit an SME's bottom line — often silently.
The single number every user sees first — band-coded All Good / Watch
Out / Act Now / Urgent, explained in plain language, not a wall of ratios.
Push-style notifications routed by severity. Basic gets URGENT/ACT
NOW only (capped 3/mo). Standard gets every severity, unlimited.
Upcoming KRA, CBK, SHIF, SHA and KEBS deadlines with a days-remaining countdown and urgency colour coding.
Live USD/KES rate, CBK base rate,
fuel and maize flour prices.
Locked Standard features always
show what you'd gain — never a dead button.
Each module blends your onboarding profile with live market data. The overall score is a weighted blend.
Credit — loan exposure
vs CBR / T-Bill rate pressure.
Liquidity — cash runway vs credit availability.
FX — USD/KES exposure from imports, exports, or dollar debt.
Commodity — fuel and food price exposure: petrol, unga.
Regulatory — active CBK circulars, provisional caps while pending.
Counterparty — customer or supplier concentration risk when one relationship is too much of the business.
Riskily doesn't just show you a number — it explains it, in your language, and tells you what to do next.
A chat assistant grounded in your live score, market data, and recommended actions — replies in whichever language you write in, English or Swahili.
Every module that needs attention comes with concrete next steps — financing, insurance, advisory, or a direct line to the right government office.
A plain-language read on what changed and why, generated fresh from each daily score refresh alongside live market data.
Type in an import cost and a target USD/KES rate to see the KES impact instantly, right on your dashboard.
An SME owner with exposure to credit, FX, or commodity markets who needs one clear answer.
Checks their phone on a mid-range Android over 3G
Must comply with KRA, SHA, SHIF, and CBK obligations
Has no time to chase regulatory notices or market data
Wants plain-language answers, not a wall of financial ratios
Riskily Africa is free to start — no card required
Get Started FreeBoth tiers share the same dashboard and scoring engine — Standard unlocks depth, frequency, and more alerts.
Try the full health score with
limited depth and refresh frequency
Full detail, daily updates, and
reporting for a growing business
Finance and treasury teams should
look at Riskily IO instead
Everything you need to know before you start using Riskily Africa.
English and Swahili, selectable throughout the app.
Yes — the platform is built mobile-first and designed to run on a mid-range Android device over a 3G connection.
Every day at 06:00 Nairobi time, for every user on both tiers. Standard additionally gets AI-generated insights and full exposure/pressure detail on each refresh.
Your onboarding profile (business type, exposure) blended with live market data: USD/KES rate, CBK base rate, fuel price, and maize flour price, refreshed daily at 06:00 Nairobi time, plus active CBK regulatory circulars.
Both share the same dashboard and scoring engine, and both refresh daily. Standard unlocks full exposure/pressure detail per module, unlimited alerts of every severity, the Riskily AI chat assistant, AI-generated insights, and personalised "what you can do" recommendations. WhatsApp alerts and a branded PDF export are on the roadmap.
Yes — Riskily IO is built for CFOs, treasury managers, risk officers and compliance teams, with real-time risk intelligence across six domains — one all-inclusive plan at KSh 3,000/month.