For SME owners

Is my business
financially safe
right now?

See pricing

0

Risk modules

0

Languages, EN & SW

Free

Basic tier, forever
Market trader in Nairobi, Kenya

“Built for traders and shopkeepers who need one clear answer, not a spreadsheet”

Mobile money and payments in Africa

“A Kenya-localised, bilingual, mobile-first
risk dashboard for SME owners”

Fruit and vegetable market vendor in East Africa

“From import costs to CBK rate moves, everything that hits your margins in one score”

Riskily is one scoring engine,
calibrated two ways for two
audiences.

riskily africa · riskily io

Kenyan SMEs carry risk
with no system to see it

CBK rate moves, USD/KES swings, fuel and unga prices, and CBK/KRA/SHIF/SHA circulars all hit an SME's bottom line — often silently.

Health Score Gauge

The single number every user sees first — band-coded All Good / Watch
Out / Act Now / Urgent, explained in plain language, not a wall of ratios.

Riskily Africa health score on a phone

Alerts

Push-style notifications routed by severity. Basic gets URGENT/ACT
NOW only (capped 3/mo). Standard gets every severity, unlimited.

Riskily Africa alerts screen

Compliance Deadline Grid

Upcoming KRA, CBK, SHIF, SHA and KEBS deadlines with a days-remaining countdown and urgency colour coding.

Market Data Strip

Live USD/KES rate, CBK base rate,
fuel and maize flour prices.

Real Upgrade Path

Locked Standard features always
show what you'd gain — never a dead button.

Your exposure, blended
with live market pressure

Each module blends your onboarding profile with live market data. The overall score is a weighted blend.

Credit — loan exposure
vs CBR / T-Bill rate pressure.

Liquidity — cash runway vs credit availability.

FX — USD/KES exposure from imports, exports, or dollar debt.

Commodity — fuel and food price exposure: petrol, unga.

Regulatory — active CBK circulars, provisional caps while pending.

Counterparty — customer or supplier concentration risk when one relationship is too much of the business.

Smarter than a scorecard

Riskily doesn't just show you a number — it explains it, in your language, and tells you what to do next.

Standard

Riskily AI, in your language

A chat assistant grounded in your live score, market data, and recommended actions — replies in whichever language you write in, English or Swahili.

Standard

"What you can do" recommendations

Every module that needs attention comes with concrete next steps — financing, insurance, advisory, or a direct line to the right government office.

Standard

AI-generated insights

A plain-language read on what changed and why, generated fresh from each daily score refresh alongside live market data.

Free

FX what-if calculator

Type in an import cost and a target USD/KES rate to see the KES impact instantly, right on your dashboard.

Built for Kenyan SME owners

An SME owner with exposure to credit, FX, or commodity markets who needs one clear answer.

Mobile-first

Checks their phone on a mid-range Android over 3G

Compliance-bound

Must comply with KRA, SHA, SHIF, and CBK obligations

Time-tight

Has no time to chase regulatory notices or market data

Plain-language

Wants plain-language answers, not a wall of financial ratios

Riskily Africa is free to start — no card required

Get Started Free

Start free. Upgrade when you need the full picture.

Both tiers share the same dashboard and scoring engine — Standard unlocks depth, frequency, and more alerts.

Basic

Try the full health score with
limited depth and refresh frequency

Free

forever
  • Overall health score across all 7 modules
  • Daily score refresh
  • Urgent / Act Now alerts only (up to 3/month)
  • Next 3 compliance deadlines
  • Module summary view
  • FX what-if calculator
Start for free
Most popular Standard

Full detail, daily updates, and
reporting for a growing business

Kes 1000

/month
  • Daily AI-generated insights
  • All alert severities, unlimited
  • Next 6 compliance deadlines
  • Full exposure + pressure detail per module
  • AI chat assistant — Riskily AI, in English or Swahili
  • "What you can do" — personalised action recommendations
  • Monthly report — branded PDF export (coming soon)
  • WhatsApp alerts (coming soon)
Upgrade to Standard
Need corporate-grade risk?

Finance and treasury teams should
look at Riskily IO instead

Kes 3000

/month
  • Credit, FX, Liquidity, Commodity, Counterparty
  • Regulatory risk
  • What-if scenario sandbox
  • AI-powered advisory insights
  • One all-inclusive plan, KSh 3,000/month
See Riskily IO
WHO RISKILY AFRICA IS BUILT FOR

Built for Kenyan
SME owners

Free Basic tier, no card required See pricing
SME Retailer & Importer

Wants a single-screen answer to "is my business financially safe right now?" — on a phone, in English or Swahili.

Kenyan SME Owner

Must comply with KRA, SHA, SHIF, and CBK obligations, and has no time to chase regulatory notices or market data.

Kenyan SME Owner

Checks their phone on a mid-range Android over 3G, and wants plain-language answers, not a wall of financial ratios.

Kenyan SME Owner

Feels CBK rate moves, USD/KES swings, and fuel or unga price jumps hit their bottom line — often silently, with no system to see it coming.

Kenyan SME Owner

Gets reactive advice from accountants and generic notices from banks — needs something built for Kenya, calibrated in real time.

Kenyan SME Owner

Wants to try the full health score on the free Basic tier before deciding whether to upgrade to Standard.

Frequently
Asked Questions

Everything you need to know before you start using Riskily Africa.

English and Swahili, selectable throughout the app.

Yes — the platform is built mobile-first and designed to run on a mid-range Android device over a 3G connection.

Every day at 06:00 Nairobi time, for every user on both tiers. Standard additionally gets AI-generated insights and full exposure/pressure detail on each refresh.

Your onboarding profile (business type, exposure) blended with live market data: USD/KES rate, CBK base rate, fuel price, and maize flour price, refreshed daily at 06:00 Nairobi time, plus active CBK regulatory circulars.

Both share the same dashboard and scoring engine, and both refresh daily. Standard unlocks full exposure/pressure detail per module, unlimited alerts of every severity, the Riskily AI chat assistant, AI-generated insights, and personalised "what you can do" recommendations. WhatsApp alerts and a branded PDF export are on the roadmap.

Yes — Riskily IO is built for CFOs, treasury managers, risk officers and compliance teams, with real-time risk intelligence across six domains — one all-inclusive plan at KSh 3,000/month.