One live view of credit, FX, liquidity, commodity, counterparty, regulatory and sovereign exposure — replacing fragmented spreadsheets with automated diagnostics and AI-generated insights.
Debt leverage and floating-rate interest rate exposure — weighted
at 25% of your overall score.
Unhedged USD payables and currency mismatch — weighted
at 25% of your overall score.
Cash runway, current ratio, and funding gaps — weighted
at 20% of your overall score.
Fuel cost sensitivity and forward hedge coverage — weighted
at 15% of your overall score.
Buyer and supplier concentration, and payment default history — weighted
at 15% of your overall score.
Compliance exposure and pending policy or tariff changes — weighted
at 10% of your overall score.
Model a hypothetical USD/KES move or rate change and see the
KES impact on your business before it happens — not after.
Grounded in your own numbers and local market data.
"Needs a board-ready risk overview in one dashboard, updated in real time — not a spreadsheet rebuilt every quarter."
"Tracks live FX, liquidity and commodity exposure and wants hedging recommendations attached to the numbers, not just a red/amber/green flag."
"Monitors CBK circulars and KRA audit posture, and needs upcoming regulatory deadlines surfaced automatically."
"Advises several SME clients and needs a credibility multiplier — structured, persistent analysis calibrated to Kenyan data."
"Wants a quick, independent risk read on a prospective client's book before taking a proposal further."
Every elevated risk flag ships with an AI-generated explanation grounded in your own numbers, this week's market data, and Kenya's regulatory calendar — with the source cited. A conversational assistant you can ask anything is coming next.
Why did my score drop this week?
Your Regulatory Risk fell 8 pts after Thursday's KRA circular on withholding tax. It affects your Nairobi entity's Q3 filings, flagged Act Now — review with your tax advisor before 15 Aug.
Risk Flags surface what's time-sensitive. The Actions hub turns a flag into a hedge recommendation, a board-ready report, or a banker email. The What-If Sandbox lets you pressure-test a scenario first — nothing changes on your live profile until you decide it should.
1 open exposure requiring action
USD 480K — 32% of your dollar book — carries no forward cover. A 6-month forward removes most of the currency risk on it.
Notional / Tenor
USD 480K · 6 months
Provider
Any commercial bank, treasury desk
Any commercial bank (treasury desk)
Forward points — roughly 1–3% p.a. equivalent
One plan. Everything unlocked.
Built for SME owners and finance teams who want the full picture.
Individual decision-makers, not procurement committees: SME owner-operators, junior finance staff, treasury/finance freelancers advising several clients, finance students and CPA candidates, and bank relationship managers wanting a quick risk read on a prospective client.
Monthly, priced in KES at KSh 3,000/month — comfortably under the M-Pesa STK Push transaction ceiling, which is how we'll settle payment once self-serve checkout ships. Tap Get Started to head to the app, where our team will help set up your account and billing.
The trial exposes the full UI and onboarding flow with two risk modules (Credit, FX) unlocked, one entity, one user, and three sample Forward Insights. Convert to the paid plan any time to unlock all six risk modules, unlimited notifications, and the daily intelligence brief.
Riskily IO's current pricing and self-serve model targets individuals and small teams. A larger, sales-led offering for corporate treasury desks is on the roadmap but out of scope for the current plan.
Yes — Riskily Africa is a free-to-start, mobile-first health score built specifically for Kenyan SME owners, bilingual in English and Swahili.
